Can you sue an agent (or the insurance company) in Florida for the agent’s fraud?

Often times, consumers will buy life insurance products from insurance agents. Generally speaking, insurance agents will represent a particular insurance company, or group of insurance companies, in the sale of the carriers’ insurance products. While most insurance agents are ethical, you could run into a “bad apple” agent who sells you a life insurance product […]

Elements of a Life Insurance Contract in Florida

Life insurance contracts are governed and regulated by the Florida Insurance Code. These contracts must have certain provisions in them as required by Florida law. The standard provisions of a life insurance policy contract will include the following: Entire Contract Clause. This clause generally says that the insurance policy and the application submitted by the insured […]

Policy Lapse Claims

To keep your life insurance policy in force, you generally must pay premiums to the carrier on a regular basis. Premiums will normally be paid monthly, quarterly or according to some other level of frequency. If you fail to make a premium payment, your policy can lapse and coverage will be lost. When a premium […]