Property Damage Claims against Florida Contractors
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We represent property owners who sustain damage or other harm as a result of a contractor’s negligence.
Our firm handles property damage claims and construction defect claims.
Our firm handles property damage claims and construction defect claims.
Property Damage Claims
If a contractor damages your property you may seek relief against the contractor for his negligence, whether the property is a free-standing home or a condominium unit. In Florida, general contractors and building contractors must carry at least $50,000 in property damage insurance. These insurance requirements are promulgated under Chapter 61G4 of the Florida Administrative Code.
If you sustain damage to your property because of a contractor’s activities, you may be able to pursue a claim against the contractor’s liability insurance carrier.
Under Florida Statute 627.4137, a person has the legal right to make request for a copy of a contractor’s liability insurance policy. When making request for a party’s liability policy you are entitled to receive the following:
If you sustain damage to your property because of a contractor’s activities, you may be able to pursue a claim against the contractor’s liability insurance carrier.
Under Florida Statute 627.4137, a person has the legal right to make request for a copy of a contractor’s liability insurance policy. When making request for a party’s liability policy you are entitled to receive the following:
- Name of the insurance company;
- Name of the insured;
- The limits of the liability insurance coverage;
- A statement of any policy or coverage defenses from the insurer; and
- A copy of the liability policy.
Construction Defect Claims
A contractor may also be subject to a construction defect claim. A construction defect occurs when a contractor performs work on your property and the work is performed in a deficient or improper manner. Under these circumstances you could have a claim against the contractor for either negligence or breach of contract.
Construction defect claims are governed by certain pre-suit procedures under Chapter 558, Florida Statutes.
In other words, before you sue a contractor for a construction defect you are required to furnish written notice of the claim on the contractor. This notice is often referred to as the “notice of claim”. The notice of claim should specify the nature of the construction defects alleged to have been performed by the contractor.
Upon receipt of such notice, the contractor has an opportunity to perform a reasonable inspection of the property. Within 45 days after the contractor receives the notice of claim, the contractor must furnish a response to the claimant.
If you or your attorney do not follow these pre-suit requirements your civil case against the contractor could be “stayed” or halted by the court.
Construction defect claims are governed by certain pre-suit procedures under Chapter 558, Florida Statutes.
In other words, before you sue a contractor for a construction defect you are required to furnish written notice of the claim on the contractor. This notice is often referred to as the “notice of claim”. The notice of claim should specify the nature of the construction defects alleged to have been performed by the contractor.
Upon receipt of such notice, the contractor has an opportunity to perform a reasonable inspection of the property. Within 45 days after the contractor receives the notice of claim, the contractor must furnish a response to the claimant.
If you or your attorney do not follow these pre-suit requirements your civil case against the contractor could be “stayed” or halted by the court.
Contact Us
If you have a claim for damages against a Florida contractor feel free to contact our firm for assistance.