Fort Lauderdale Property Damage Lawyer
Our Firm handles property damage claims throughout the state of Florida. We can provide a free consultation for any of the following types of property loss matters:
Contractors:
If you hire a contractor to perform work on your property sometimes the job goes bad. The following are often contractor mishaps:
- The contractor fails to perform the work properly.
- The contractor damages the owner’s property.
- The contractor abandons the job and leaves you with unfinished work.
When these mishaps occur, and they often do, you may need to seek recourse against the contractor, or his or her insurance carrier.
Our firm provides legal assistance to owners with contractor-related claims, especially when a contactor has negligently damaged an owner’s property.
Storage Facilities:
If you ever placed your personal property temporarily in a storage facility or storage unit sometimes things can go awry. Personal property held in a storage facility can be lost, stolen or damaged. When this unfortunate event happens, the storage facility will likely claim that it has no liability to the storage unit user or renter.
Our firm handles storage unit claims on a case-by-case basis. If you suffered a property loss due to the conduct of a storage facility, please call our office for legal assistance.
Movers and Moving Companies:
Have you ever hired a mover and suffered a property loss?
When property is handled by a mover or moving company the nature of the job can often result in a property loss.
Our firm provides legal assistance to individuals and families who suffered a property loss due to the negligent conduct of a mover or moving company. If your claim occurred in the state of Florida, our Firm is available to assist.
Residential and Commercial Property Loss:
If you are a homeowner and suffered a property loss you may have a potential claim against your own property insurance carrier. This type of claim is often referred to as a “first party” claim.
In a first party claim, the insured, the homeowner, will typically sue the insurance carrier for a breach of the insurance policy. The homeowner’s policy is the governing document which outlines the coverages, limitations, and exclusions which are applicable to the homeowner’s insured property.
A review of your homeowner’s insurance policy will require careful scrutiny by an experienced attorney.
Know Your Rights as a Homeowner
Our firm is familiar with the laws governing first party insurance claims in Florida. The following are some notable aspects of the law in Florida governing property insurance claims:
- A claim with respect to your property insurance will be barred under law unless the homeowner provides notification to the insurance carrier within 2 years after the date of loss.
- Within 14 days after the insurer receives notice of your claim, the insurer has a general obligation to review and acknowledge receipt of the homeowner’s claim.
- Within 90 days after an insurer receives notice of a claim, the insurer has a general obligation to pay or deny the claim.
Notice of Intent to Litigate. Before a homeowner may file suit against the insurance carrier, the claimant/homeowner must provide notice to the Department of Financial Services (DFS) of his or her intent to initiate litigation. The carrier then has 10 business days to respond to this notice.
